MONEY TALKS

February 19, 2017

Poor credit could be costing you thousands of dollars each year in finance charges and high interest rates. If you’ve suffered from a ‘so-so’, poor or even bad credit score for most of your life, make a commitment to yourself to increase your credit score in 2017. Here...

August 24, 2016

Did you know that there are five different ways to qualify for student loan forgiveness? As long as you make your required payments on time, your credit score will not be hurt by entering into one of these plans.

Each program has its own rules and regulations,...

August 22, 2016

Debt accelerator.

Debt snowball.

Debt avalanche.

Whatever you want to call it… it works! If you seriously  want to pay off debt fast, building up a better credit score, and starting a brighter financial future, here’s what you need to do:

Step 1: Gather all your most recen...

August 22, 2016

Millennials deal with short-term sources of debt including Alternative Financial Services (AFS), such as payday loans and pawnshops.

In the past five years, a large number used AFS:

• 50% with a high school degree or less

• 28% with a college degree

• 39% who have a bank a...

August 19, 2016

Debt Crosses Economic and Educational Lines and millennials are over-indebted regardless of education levels.

• 2/3 of all Millennials, and 80% of collegeeducated Millennials, carry at least one source of outstanding long-term debt

• 31% of all Millennials, and 44% of co...

August 15, 2016

Millennials face a spectrum of financial challenges and fear that they have little maneuvering room in case of an emergency.

• Nearly 50% don’t believe they could come up with $2,000 if an unexpected need arose within the next month

• Nearly 30% are overdrawing on thei...

August 14, 2016

Millennials Worry About Student Loans.

Student debt is common across demographic characteristics. Millennials are heavily leveraged on their educational investment, and many student-loan borrowers are troubled by this debt.

• 54% are concerned about their ability to rep...

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Featured Posts

5 Simple Ways to Raise Your Credit Score

February 19, 2017