MONEY TALKS

Happy Friday! Just finished a coaching call where my client and I spent our time working on acknowledging his past financial trauma in order to begin healing. Not really what he was expecting this morning, but this is where I always look to begin with my folks - the pa...

February 19, 2017

Poor credit could be costing you thousands of dollars each year in finance charges and high interest rates. If you’ve suffered from a ‘so-so’, poor or even bad credit score for most of your life, make a commitment to yourself to increase your credit score in 2017. Here...

August 24, 2016

Did you know that there are five different ways to qualify for student loan forgiveness? As long as you make your required payments on time, your credit score will not be hurt by entering into one of these plans.

Each program has its own rules and regulations,...

August 22, 2016

Debt accelerator.

Debt snowball.

Debt avalanche.

Whatever you want to call it… it works! If you seriously  want to pay off debt fast, building up a better credit score, and starting a brighter financial future, here’s what you need to do:

Step 1: Gather all your most recen...

August 22, 2016

Millennials deal with short-term sources of debt including Alternative Financial Services (AFS), such as payday loans and pawnshops.

In the past five years, a large number used AFS:

• 50% with a high school degree or less

• 28% with a college degree

• 39% who have a bank a...

August 19, 2016

Debt Crosses Economic and Educational Lines and millennials are over-indebted regardless of education levels.

• 2/3 of all Millennials, and 80% of collegeeducated Millennials, carry at least one source of outstanding long-term debt

• 31% of all Millennials, and 44% of co...

August 16, 2016

Millennials are at the start of their work lives, yet they are already tapping into their retirement accounts - if they've even started one: 

• Only 36% have a retirement account

• 17% with an account took a loan in the past 12 months

• 14% took a hardship withdrawal in...

August 16, 2016

If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.


Answeri...