The Case for Personal Financial Education in Schools: Part 1


Millennials, the generation of Americans born between the early '80s and the mid-90s, are exceptional in many ways. They are better educated than their predecessors, more ethnically diverse, and more economically active. They confront greater difficulties - including economic uncertainty, student debt - than those who came before them.

The challenges are even greater for Black and Hispanic Millennials. As a generation carrying new personal financial responsibility, it is critically important for Millennials to be on a path leading toward financial security.

“Millennials owe a lot. They know too little. Millennials’ struggle with debt may eventually become our problem too.” Annamaria Lusardi, Academic Director, Global Financial Literacy Education Center at the George Washington University

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